Manage Your Dental Expenses with Afterpay

Approval for Afterpay is not automatic and depends on several factors. Each transaction is assessed individually to help manage responsible spending and payment eligibility. Some key factors that influence approval include:

1. Age and Residency:
   You must be at least 18 years old and a resident of a country where Afterpay operates.
2. Payment Method:
   A valid debit or credit card must be linked to your Afterpay account.
3. Funds Availability:
   Sufficient funds must be available using your linked payment method to cover the first instalment.
4. Purchase Price and Outstanding Orders:
   The cost of the dental treatment and any existing outstanding orders with Afterpay may impact approval.
5. Credit Check:
   Afterpay will perform a soft credit check that does not affect your credit score but helps determine eligibility.

Afterpay assesses these factors for each transaction, not just at account sign-up. Building a strong repayment history with Afterpay can improve approval chances for future purchases. If you have any questions about using Afterpay for dental treatments, the team at Ashburton Dental Centre can help. They can provide guidance on available payment options.

You can use Afterpay for many dental services, but this payment option may not fully cover or apply to all treatments. Some of the common procedures that are usually covered by Afterpay include:

• General Dental Check-ups and Cleanings:
  This service includes routine exams, professional teeth cleaning, fluoride treatments, and X-rays. These treatments help maintain good oral health and prevent potential dental issues.
• Fillings and Restorations:
  Covers composite and amalgam fillings to restore decayed or damaged teeth, helping to improve function and appearance.
• Teeth Whitening Treatments:
  Offers both in-chair professional whitening for immediate results and custom take-home kits for gradual brightening.
• Cosmetic Dentistry:
  This includes porcelain and composite veneers to enhance the appearance of teeth by improving their shape, size, and colour.
• Orthodontic Treatments:
  Applies to initial consultations for orthodontic care, such as clear aligners, though full treatment costs may not be covered.
• Dental Implants:
  Covers initial consultations and certain procedures related to implants, such as assessments and preparatory treatments.
• Emergency Dental Treatments:
  These include urgent procedures like tooth extractions and root canal therapy to relieve pain and prevent further complications.

It is important to note that Afterpay sets spending limits for dental services. New users will start with lower limits until they establish a payment history, while approved users may qualify for higher amounts. To confirm which services are eligible for Afterpay payments, contact Ashburton Dental Centre before your appointment.

Afterpay does not charge interest on purchases, allowing users to split payments into four equal instalments without additional costs. However, late fees may apply if a payment is missed. If a scheduled payment is not made on time, Afterpay will also charge a late fee.

Continued missed payments could result in account restrictions. To avoid extra charges, make sure there are sufficient funds in the linked payment method. Check your balance before each instalment is due.