Use Your Health Funds to Save on Dental Visits

At Ashburton Dental Centre, we accept a wide range of health funds. This helps make quality dental care more accessible and affordable for our patients. As a preferred provider for select health funds, we help patients maximise their benefits and minimise out-of-pocket costs.

Here are some of the health funds we accept:

1. HBF
   As a preferred provider, we offer HBF members higher benefits on eligible treatments, helping reduce their overall costs.
2. Bupa
   Patients with Bupa health cover can access competitive benefits on a variety of general and major dental services.
3. Medibank
   Medibank members can claim benefits on eligible dental treatments, making it easier to maintain their oral health.
4. HCF
   HCF members can take advantage of additional dental benefits, making routine and complex care more affordable.
5. NIB
   We accept NIB members and process claims on the spot through HICAPS, offering a smooth and hassle-free experience.
6. CBHS
   CBHS members can use their cover for a range of treatments at our clinic, helping them manage their dental expenses.

We accept other providers. If your health fund isn’t listed, contact our team to confirm if we work with your plan. To make the process even easier, we have an on-site HICAPS machine, allowing for instant claim processing. If you’re unsure about your cover or benefits, our friendly team is here to help. Call us today to learn more or book your next appointment!

Health funds help reduce out-of-pocket costs for a variety of dental services. While each fund offers different benefits, many include cover for the following treatments:

• Preventive Care
  Regular check-ups, professional teeth cleaning, fluoride treatments, and X-rays are often covered to help maintain oral health. These services support early detection of issues like cavities and gum disease, preventing more serious dental problems.
• General Dentistry
  Treatments such as dental fillings, simple tooth extractions, and temporary restorations are commonly covered. These procedures help restore the function and appearance of teeth affected by tooth decay or damage.
• Major Dental
  Complex treatments like crowns, bridges, dentures, and root canal therapy may be included in higher-tier health fund plans. These services help restore missing or severely damaged teeth, improving oral function.
• Orthodontics
  Some health funds provide cover for treatments like braces or clear aligners, helping to straighten teeth and improve bite alignment.
• Periodontal Treatment
  Deep cleaning procedures to manage gum disease may be covered under some plans. These treatments help protect the gums and prevent further dental complications.
• Emergency Dental
  Certain health funds include benefits for urgent dental care. This may cover relief from severe toothaches, addressing broken or chipped teeth, and managing infections. Seeking immediate treatment can help prevent further discomfort.

Each health fund has different benefits, limits, and conditions. To check what is covered under your plan, contact your provider. Our team at Ashburton Dental Centre can assist you by providing the item numbers for your treatment. We can also process HICAPS quotes to help you understand your benefits before starting treatment.

Health funds offer different levels of cover, and the treatments included in your plan depend on your policy. To find out if a specific procedure is covered, follow these steps:

1. Check Your Policy Details:
   Review your health fund documents or login to your provider’s online portal to see what treatments are included. Look for any limits, restrictions, or waiting periods that may apply.
2. Call Your Health Fund:
   Contact your health fund’s customer service team to ask if a specific procedure is covered. They can provide details on benefits, eligibility, and any conditions that may affect your claim.
3. Ask About Item Numbers:
   Dental procedures are identified by item numbers. If you need a particular treatment, ask your dentist for the corresponding item number. Provide this information to your health fund to confirm if it’s covered.
4. Get a HICAPS Quote:
   Some dental clinics can process a HICAPS quote before treatment. This allows you to see how much your health fund will contribute and what out-of-pocket costs may apply.

If you need assistance understanding your health fund benefits, our team at Ashburton Dental Centre is here to help. Contact us today, and we’ll guide you through the process.