Get the Care You Need with Zip

Yes, Zip has spending limits based on the type of account you use. Zip Pay usually offers limits up to $1,000, with an initial credit range starting from $350, depending on approval. This option is ideal for smaller dental expenses and is interest-free if repayments are made on time.

For more extensive dental work, Zip Money provides higher credit limits, generally ranging from $1,000 to $5,000. In some cases, Zip Money may offer limits of up to $50,000 with select merchants. It also includes interest-free periods that can last between 3 and 60 months. The length of the interest-free period depends on the terms set by Zip and the provider.

Your approved limit will depend on Zip’s assessment of your financial profile. To check your eligibility and spending limit, you can apply through the Zip app or website.

Managing your Zip payments is easy, giving you control over your repayment schedule. Here’s what you can do after your appointment:

• View and track payments:
  Log in to the Zip app or website to check your balance, payment due dates, and transaction history. This helps you manage your repayments effectively.
• Make early repayments:
  Pay off your balance before the due date without extra charges. Select your order in the Zip app and choose to pay early. Your automatic payment will be adjusted accordingly.
• Change your payment method:
  Update your linked bank account or card anytime through the Zip app or customer portal.
• Reschedule a payment:
  If you need more time, Zip allows you to move a payment date by up to seven days. Contact Zip’s support team at least 48 hours in advance to request a change.
• Align payments with your payday:
  Adjust your repayment schedule to match your payday, making budgeting easier.
• Avoid late fees:
  Missed payments will result in a fee. Keep your payment method up to date and enable automatic payments to stay on track.

By managing your Zip payments effectively, you can enjoy flexible and hassle-free repayments for your dental care. At Ashburton Dental Centre, we offer Zip as a payment option to help make dental care more accessible. Contact our team to learn more about how you can use Zip for your visit.

Zip provides a flexible way to pay for dental care, but some restrictions apply. Before using Zip, you should understand the eligibility requirements and payment limitations. Here’s what to keep in mind:

• Not all clinics accept Zip:
  While many dental providers offer Zip as a payment option, some may not. It’s a good idea to check with your clinic before booking to confirm if Zip is available.
• Credit checks may apply:
  Zip Pay may involve a credit check as part of the application process. However, Zip Money always requires a credit check and an assessment of your financial situation.
• Spending limits apply:
  Zip Pay allows spending up to $1,000, while Zip Money offers higher limits starting at $1,000. The approved limit depends on Zip’s assessment of your financial standing.
• Some treatments may not be eligible:
  Zip can be used for many dental procedures, but certain high-cost or extensive treatments may not qualify. Eligibility depends on both the dental clinic’s policies and Zip’s terms.

To avoid any issues, check with your dental provider about Zip’s availability and review Zip’s terms before your appointment.